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Up to 100% funding

a Personal approach

Access to 100+ lenders

Structured, bespoke deals

Quick 
turnaround times

All levels of debt & equity

Up to 100% funding

a Personal approach

Access to 100+ lenders

Structured, bespoke deals

Quick 
turnaround times

All levels of debt & equity

Up to 100% funding

a Personal approach

Access to 100+ lenders

Structured, bespoke deals

Quick 
turnaround times

All levels of debt & equity

Up to 100% funding

a Personal approach

Access to 100+ lenders

Structured, bespoke deals

Quick 
turnaround times

All levels of debt & equity

Up to 100% funding

a Personal approach

Access to 100+ lenders

Structured, bespoke deals

Quick 
turnaround times

All levels of debt & equity

Up to 100% funding

a Personal approach

Access to 100+ lenders

Structured, bespoke deals

Quick 
turnaround times

All levels of debt & equity

What is an equity release plan?

If you are aged over 55 and own a property, you may be able to unlock the value tied up in your home without needing to sell up or downsize. ‘Equity release’ means you borrow money secured against your home. This tax-free lump sum can then be spent or invested as you wish.

You will maintain the option to fully own the property, benefit from any further increases in value, and be able to sell the property in future should you wish. The loan is then repaid through either the sale of the property or via proceeds from your eventual death. All our lenders offer guarantees of no negative equity, so you can have peace of mind your estate will not be left with any debt, whatever is thrown at you.

Equity finance: What is it used for?

An equity release loan can be used for several different purposes. Here are a few common options people choose to free up the cash in their homes:

  • To help a child get onto the property ladder, pay for further education, or gift a wedding
  • To reduce inheritance tax and assist with estate planning
  • To complete home improvements
  • To easily divide assets during a separation or divorce
  • To supplement income in retirement
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