Second Home Mortgages

From a place to lay your head in the city to weekend bolt holes, a second property mortgage brokered by Pure Property Finance can help you purchase an additional property.

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How is a Second Home Mortgage Different?

Not to be confused with a remortgage or a second charge mortgage, a mortgage for a second home is separate to any loans on existing properties. A second mortgage is designed as a mechanism for purchasing a second home, which you live in part of the time.

A second mortgage differs to a basic residential mortgage as you will already be making monthly contributions towards a loan, something that lenders will take into account when considering your eligibility and affordability.

Even if you decide to live in the new property, it will still be treated as a second home mortgage. Furthermore, you will likely need a larger deposit for a second property purchase than your first and interest rates may be slightly higher.

Key Features:

  • Generous affordability calculators
  • Complicated or non-standard incomes welcome
  • Access to specialist non-high street lenders

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