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Up to 100% funding

a Personal approach

Access to 100+ lenders

Structured, bespoke deals

Quick 
turnaround times

All levels of debt & equity

Up to 100% funding

a Personal approach

Access to 100+ lenders

Structured, bespoke deals

Quick 
turnaround times

All levels of debt & equity

Up to 100% funding

a Personal approach

Access to 100+ lenders

Structured, bespoke deals

Quick 
turnaround times

All levels of debt & equity

Up to 100% funding

a Personal approach

Access to 100+ lenders

Structured, bespoke deals

Quick 
turnaround times

All levels of debt & equity

Up to 100% funding

a Personal approach

Access to 100+ lenders

Structured, bespoke deals

Quick 
turnaround times

All levels of debt & equity

Up to 100% funding

a Personal approach

Access to 100+ lenders

Structured, bespoke deals

Quick 
turnaround times

All levels of debt & equity

How is a Second Home Mortgage Different?

Not to be confused with a remortgage or a second charge mortgage, a second home mortgage is separate to any loans on existing properties. A second mortgage is designed as a mechanism for purchasing a second home, which you live in part of the time.

A second home mortgage differs to a basic residential mortgage as you will already be making monthly contributions towards a loan, something that creditors will take into account when considering your eligibility and affordability.

Even if you decide to live in the new property, it will still be treated as a second home mortgage. Furthermore, you will likely need a larger deposit for a second property purchase than your first and interest rates may be slightly higher.

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