Second Charge Mortgages

When remortgaging or a further advance simply won’t work for you, a second charge mortgage could be the answer to your financial needs. Pure Property Finance can help.

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What Is a Second Charge Mortgage?

A second charge mortgage is a form of secured loan against your main residence, which sits behind your main mortgage. A popular form of top-up finance, a second charge can free up additional funds without affecting your current mortgage or its rate.

Second charge mortgages are usually quicker to obtain than remortgaging and can be used to consolidate existing unsecured debt. They’re a great option if you have adverse credit and need to borrow.

Key Features:

  • Rates from 2.9%
  • Borrow £10k to £2.5m
  • LTV up to 125%
  • Flexible lending
  • Whole of market
  • Independent from existing mortgage
  • All types of credit history considered
  • Deals can be turned around in 2 weeks
  • Residential, Buy to Let & Commercial property accepted
  • Loan terms from 1 year with low or no early repayment charges
  • Free valuation (subject to circumstances)

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