First Time Buyer Mortgages

Congratulations! Deciding it’s time to purchase your first home is a big decision. But becoming a homeowner doesn’t have to be stressful or confusing; choosing Pure Property Finance can make the process of finding a first-time mortgage quick and simple.

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    Purchasing from as Little as a 5% Deposit

    If you’re looking for your first mortgage and are worried you won’t be accepted or have previously been refused by your bank, it doesn’t mean you can’t have your dream home! We’re experts in finding specialist mortgages.

    • Haven’t borrowed before and have a low credit score? We know of a number of specialist lenders that we can approach who will be willing to look into this for you.
    • Have a poor credit score? We can look at a variety of lenders that may accept a colourful credit history – even those that high street banks would not accept.
    • Worried about your type of employment? Whether you have a zero hours contract, a seasonal job, rely on commission or are self-employed, we know which lenders will consider your application regardless of your employment type.
    • On benefits? We have lenders that will allow you to use the benefits you receive to help increase your borrowing capacity.

    Key Features:

    • LTVs up to 95%
    • All deposit sources considered
    • Complicated or non-standard incomes are welcome
    • Access to specialist adverse lenders

    Ready to talk finance?

    Call us and speak to one of our experts

    02920 766 565 Request a Callback